Jacksonville and St. Augustine homeowners enjoy more than 220 days of sunshine per year. That makes a backyard pool less of a luxury and more of a practical lifestyle upgrade. Understanding the costs of a building pool are essential before you dive into the process. Coastal Luxury Outdoors offers a guide on the cost to build a pool in Florida. Costs vary widely, and knowing what drives the price helps you plan with confidence.

This Florida pool cost guide 2026 breaks down everything you need to know, from material choices to add-ons, so you can budget accurately and build smart.

What Is the Inground Pool Cost in Florida by Pool Type?

Most residential inground pools now start around $65,000 and can easily reach $110,000 or more for larger, custom or luxury designs. The information below summarizes current pricing for the Jacksonville market, based on Coastal Luxury Outdoors' 2026 price guide:

• Basic Concrete Pool – An in-ground concrete pool runs about $65,000–$85,000. This includes excavation, structure, basic filtration, and a simple deck.
• Luxury Concrete Pool – A luxurious concrete pool is about $80,000–$110,000+. The price includes custom finishes, water features, lighting, and automation.
• Fiberglass Pool – The pre-manufactured construction fiberglass pool option is about $60,000–$80,000. The pricing includes a pre-molded shell, quick installation, and low maintenance.
• Vinyl Pool – A vinyl pool is a more budget-friendly option at $50,000–$70,000. It includes a budget-friendly build, customizable shapes, and simpler upkeep.

How Does Pool Size Affect the Cost to Build a Pool in Florida?

Size is one of the biggest price drivers. Beyond construction, larger pools also mean higher ongoing costs for heating, chemicals, and maintenance. Factor both into your decision.

Here's how the numbers break down:

• Small Pools (10 x 20 feet) – $65,000 – $75,000. A smart choice for compact yards or homeowners who want a plunge or lap pool.
• Medium Pools (15 x 30 feet) – $75,000 – $100,000. The most popular option, offering enough space for family recreation without overwhelming the yard.
• Large Pools (20 x 40 feet or bigger) – $100,000 and above, often exceeding $150,000 for custom designs with premium features.

Which Pool Material Is Right for Your Home?

Choosing the ideal material for your swimming pool hinges on your budget, aesthetic goals, and long-term maintenance preferences. If minimizing upfront construction costs is your primary concern, a vinyl liner pool is often the most economical choice. Conversely, if you prioritize durability and bespoke design, concrete or fiberglass pools are superior options. Concrete offers limitless customization for unique shapes and features, while fiberglass provides a streamlined, rapid installation process paired with minimal ongoing maintenance. Ultimately, while vinyl represents a lower initial investment, concrete and fiberglass typically deliver greater long-term value by resisting wear and reducing upkeep demands over time.

What Add-Ons Increase the Pool Installation Cost?

Optional features are where projects move from functional to exceptional, and where budgets expand. Prioritize features based on how you plan to use the pool. For Jacksonville's warm summers, a cooling system and solid lighting setup tend to offer the best return. Common upgrades and their costs include:

• Water Features – $2,000 – $15,000
• LED Lighting Systems – $1,500 – $5,000
• Heating and Cooling Systems – $3,000 – $7,000-plus
• Pool Decking – $7,000 – $20,000
• Automation Systems – $2,000 – $5,000
• Slides and Diving Boards – $2,000 to $4,000
• Outdoor Kitchen – $7,500 to $15,000

Get an Accurate Quote from a Luxury Pool Builder

Coastal Luxury Outdoors has served the area since 1983 with full licensing and a track record of transparent, itemized estimates. No online guide can replace a custom consultation. Soil type, yard access, local permit requirements, and your specific design preferences all affect the final number. Contact Coastal Luxury Outdoors for a free 3D design consultation and detailed quote tailored to your property.

Frequently Asked Questions

What Is the Average Cost to Build a Pool in Florida in 2026?

Most residential inground pools in Jacksonville cost between $65,000 and $110,000. Custom or luxury builds with premium finishes, water features, and automation often exceed $110,000.

Is a Concrete Pool or a Fiberglass Pool More Expensive in Florida?

Concrete pool cost in Jacksonville, FL is generally higher, ranging from $70,000 to $120,000-plus. Fiberglass pool cost in Florida runs $60,000 to $80,000, with lower maintenance costs over time. The right choice depends on your design goals and long-term budget.

How Long Does It Take to Build a Pool in Florida?

Most pools are completed within six to 12 weeks. Design and permitting take two to four weeks, followed by excavation, structural work, and finishing.

Do I Need a Permit to Build a Pool in Florida?

Yes. All residential inground pools in Florida require a building permit, along with electrical and plumbing permits. Florida law also mandates safety barriers such as fencing, self-latching gates, and alarms.